Important disclosure
Investment Fixed
Interest Rate
6.15%
p.a
Fixed - 4 years
Comparison Rate*
6.08%
p.a
6.15%
p.a
Fixed - 4 years
6.08%
p.a
$3,268
based on $500,000 loan amount for 25 years at 6.15%
Calculate your repayments for this loan
Your estimated repayment
$3,268
based on $500,000 loan amount for 25 years at 6.15%
Promoted home loans
Promoted
Variable Rate Home Loan – Refinance Only
Gold Award Winner 2023
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.5.74%
p.a
Variable
5.65%
p.a
Promoted
Discount Variable
5.79%
p.a
Variable
5.81%
p.a
Pros and cons
For Fixed Investment Loan (Principal and Interest) 4 Years
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Discharge fee at end of loan
- No repayment holidays
Tic:Toc Fixed - 4 years Rate Home loan overview
For Fixed Investment Loan (Principal and Interest) 4 Years
Details
Maximum LVR 90% | Total Repayments $971,744 |
Interest rate type Fixed - 4 years | |
Borrowing range
$50k
-
$2m
| Suitable for Investors |
Loan term range 7 - 30 years | Repayment type Principal and Interest |
Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Target Market Determination Visit TicToc Online Pty Ltd to view Target Market Determination. |
Features
Extra repayments Yes - limited to $20000 | Redraw facility Redraw fee: $0 |
Offset account No | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank. |
Fees
Total estimated upfront fees $0 | Application fee $0 |
Legal fee At Cost | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $325 |
Other Restrictions
$60 - $200 PEXA fee applicable
