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  1. Home
  2. Home Loans
  3. Companies
  4. Firstmac
Firstmac

Firstmac home loans

Firstmac is a privately-owned lender that has been in business for more than 40 years. Over that time, it has grown from a small family business to become one of Australia's leading non-bank lenders. In that time, it has provided more than 130,000 home loans and currently manages $13 billion in mortgages and $300 million in cash investments.

Focused on bringing simple and affordable financial products to market, Firstmac offers home and investment loans, residential SMSF loans, car loans, and term deposits.

Other available products
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Content updated
Product data updated22 Oct, 2023

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Important disclosure

Why choose Firstmac

Benefits

  • Flexible repayment options
  • Discounted rates for larger deposits
  • Competitive variable rates

Drawbacks

  • No branch network
  • Limited loan options

Firstmac Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
Offset 80 (OO & Inv Package)
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Offset Account
Australian Credit Licence 290600
Interest Rate
Comparison Rate*
Repayment

5.84%

p.a

Variable

5.87%

p.a

$2,221

monthly

Go to site
Australian Credit Licence 290600
Compare
Company
Product
Basic 70 (Broker Special)
Real Time Rating™
Features
Owner Occupied
30% min deposit
P&I
Extra repayments
Australian Credit Licence 290600
Interest Rate
Comparison Rate*
Repayment

5.99%

p.a

Variable

6.02%

p.a

$2,253

monthly

Go to site
Australian Credit Licence 290600
Compare
Company
Product
Basic 80 P&I (Broker Special)
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 290600
Interest Rate
Comparison Rate*
Repayment

6.29%

p.a

Variable

6.32%

p.a

$2,318

monthly

Go to site
Australian Credit Licence 290600
Compare
Company
Product
Offset 80 P&I (Broker Special)
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Offset Account
Australian Credit Licence 290600
Interest Rate
Comparison Rate*
Repayment

6.29%

p.a

Variable

6.32%

p.a

$2,318

monthly

Go to site
Australian Credit Licence 290600
Compare
Company
Product
Green Offset 90 P&I
Real Time Rating™
Features
Owner Occupied
10% min deposit
P&I
Offset Account
Australian Credit Licence 290600
Interest Rate
Comparison Rate*
Repayment

5.74%

p.a

Intro 60 months

6.41%

p.a

$2,200

monthly

Go to site
Australian Credit Licence 290600

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.84%

Total interest payable

$0

Total loan repayments

$0

Firstmac customer service

Home loan customers can contact Firstmac through a number of channels. The lender has a general Australia-based customer assistance phone line for any enquiries and can also be contacted via email, or via online chat on the Firstmac website.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat

How to apply for a Firstmac home loan

Firstmac provides potential customers with a number of options when applying for a home loan, including an online application form, phone applications, or applying in person at their office. 

Before applying for any home loan, calculate how much money you can afford to borrow and comfortably repay, given your financial situation and income. 

You will also need to provide documentation when applying for a home loan, such as:

  • Personal identification documents
  • Proof of income and type of employment
  • Proof of other income and assets
  • Details of current debts and liabilities
  • Personal insurance documents

On this page

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