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  4. Family First Cu
Family First Credit Union

Family First Credit Union home loans

Since 1967, Family First Credit Union has been providing its members with a comprehensive range of financial products and services including home loans, savings and transaction accounts, financial planning, insurance and travel solutions. Being a Credit Union, all profits are distributed back to members. While Family First membership is available to customers Australia-wide, the branch network is centred around Lithgow, Blackheath and Bathurst.

Family First Home Loan Calculator  
Interested in a Family First home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Family First compares to its competitors. Simply plug in your borrowing amount below.

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Content updated
Product data updated22 Oct, 2023

Important disclosure

Why choose Family First Credit Union

Benefits

  • Variety of home loan products to suit a wide range of borrowers.
  • Loans can accommodate borrowers with smaller deposits.
  • Some loans offer discounts on interest rates.

Drawbacks

  • Limited branch network.
  • Some loans have higher moderate to high interest rates.

Family First Credit Union Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Company
Product
Standard Variable Rate Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Offset Account
Australian Credit Licence 241068
Interest Rate
Comparison Rate*
Repayment

7.95%

p.a

Variable

8.03%

p.a

$2,690

monthly

Go to site
Australian Credit Licence 241068
Compare
Company
Product
Interest Only Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
Interest Only
Australian Credit Licence 241068
Interest Rate
Comparison Rate*
Repayment

7.80%

p.a

Variable

7.88%

p.a

$2,275

monthly

Go to site
Australian Credit Licence 241068
Compare
Company
Product
Construction Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
Interest Only
Extra repayments
Australian Credit Licence 241068
Interest Rate
Comparison Rate*
Repayment

5.95%

p.a

Variable

6.02%

p.a

$1,735

monthly

Go to site
Australian Credit Licence 241068
Compare
Company
Product
Discounted Variable Rate Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Extra repayments
Australian Credit Licence 241068
Interest Rate
Comparison Rate*
Repayment

6.95%

p.a

Variable

7.02%

p.a

$2,463

monthly

Go to site
Australian Credit Licence 241068
Compare
Company
Product
Fixed Rate Home Loan
Real Time Rating™
Features
Owner Occupied
5% min deposit
P&I
Extra repayments
Australian Credit Licence 241068
Interest Rate
Comparison Rate*
Repayment

5.70%

p.a

Fixed - 3 years

7.36%

p.a

$2,191

monthly

Go to site
Australian Credit Licence 241068

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.7%

Total interest payable

$0

Total loan repayments

$0

Family First Credit Union customer service

Family First Credit Union members can contact the bank by calling the customer support line or by filling out the online enquiry form. Customers located in Lithgow, Blackheath or Bathurst can pop into a local Family First Credit Union branch. Family First Credit Union Customers have access to the rediATM partner network Australia wide.

✓     Customer service centre (phone)

✓     Online banking

✓     Mobile banking staff

How to Apply

Borrowers wanting to apply for a Family First Credit Union home loan can either complete a loan application form online or call customer support for assistance with the application. Before applying for a Family First Credit Union home loan, think about what you can afford to borrow and what other costs you need to consider. To apply for this Family First home loan, you will need to supply the following information:

  • Employment details including proof of income.
  • A list monthly expenses.
  • A list of Assets and Liabilities including any car or personal loans.
  • Provide proof of identity.

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