Important disclosure
5.72%
p.a
Variable
5.87%
p.a
$3,136
based on $500,000 loan amount for 25 years at 5.72%
Calculate your repayments for this loan
Your estimated repayment
$3,136
based on $500,000 loan amount for 25 years at 5.72%
Pros and cons
For Express Home Loan (Principal and Interest)
Benefits
- Interest rates ranked in the best 20%
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Bendigo Bank Variable Rate Home loan overview
For Express Home Loan (Principal and Interest)
Details
Maximum LVR 90% | Total Repayments $940,942 |
Interest rate type Variable | |
Borrowing range
$5k
-
$3m
| Suitable for Owner Occupiers |
Loan term range 0 - 30 years | Repayment type Principal and Interest |
Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Target Market Determination Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination. |
Features
Extra repayments Unlimited extra repayments | Redraw facility Redraw fee: $0 |
Offset account 100% offset account | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits |
Fees
Total estimated upfront fees $250 | Application fee $250 |
Legal fee $0 | Valuation fee At Cost |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $10 monthly | Discharge fee $350 |
- Other Fast Online Approval. T&Cs apply.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Bendigo Bank.