Important disclosure

Bendigo & Adelaide Bank Ltd

Express Home Loan

Real Time Rating™

Owner Occupied
10% min deposit
P&I
Offset Account

special

Fast Online Approval. T&Cs apply.
Interest Rate

5.72%

p.a

Variable

Comparison Rate*

5.87%

p.a

RateCity Says

“Enjoy a competitive interest rate and features on a home loan that won in the 2022 RateCity Awards.”

Real Time Rating™
Tags
Owner Occupied
10% min deposit
P&I
Offset Account
Interest Rate

5.72%

p.a

Variable

Comparison Rate*

5.87%

p.a

Monthly Repayment

$3,136

based on $500,000 loan amount for 25 years at 5.72%

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More details
Australian Credit Licence 237879

Calculate your repayments for this loan

$

Your estimated repayment

$3,136

based on $500,000 loan amount for 25 years at 5.72%

Pros and cons

For Express Home Loan (Principal and Interest)

Benefits

  • Interest rates ranked in the best 20%
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility

Drawbacks

  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Bendigo Bank Variable Rate Home loan overview

For Express Home Loan (Principal and Interest)

Details

Maximum LVR

90%

Total Repayments

Next LVR level

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

0 - 30 years

Repayment type

Principal and Interest

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Repayment options

Monthly

Target Market Determination

Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination.

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Fees

Total estimated upfront fees

$250

Application fee

$250

Valuation fee

At Cost

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$10 monthly

Discharge fee

$350
Specials
  • Other Fast Online Approval. T&Cs apply.

How to apply

If you'd like to apply for this product or just get more information, follow the application process on Bendigo Bank.

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