Why choose Credit Union SA

Benefits

  • Variety of flexible home loan features available
  • Low minimum deposit requirement
  • Loan packages available

Drawbacks

  • Branch access limited to SA
  • Some loans have application and/or annual fees

Credit Union SA Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Compare
Company
Product
Standard Variable Rate Home Loans
Real Time Rating™
Features
Investor
3% min deposit
P&I
Offset Account
Australian Credit Licence 241066
Interest Rate
Comparison Rate*
Repayment

7.14%

p.a

Variable

7.19%

p.a

$2,505

monthly

Go to site
Australian Credit Licence 241066
Compare
Company
Product
Home Loan Package
Real Time Rating™
Features
Investor
3% min deposit
P&I
Extra repayments
Australian Credit Licence 241066
Interest Rate
Comparison Rate*
Repayment

6.74%

p.a

Fixed - 1 year

6.75%

p.a

$2,416

monthly

Go to site
Australian Credit Licence 241066
Compare
Company
Product
Discounted Variable Rate Home Loans
Real Time Rating™
Features
Investor
3% min deposit
Interest Only
Extra repayments
Australian Credit Licence 241066
Interest Rate
Comparison Rate*
Repayment

6.59%

p.a

Variable

6.59%

p.a

$1,922

monthly

Go to site
Australian Credit Licence 241066
Compare
Company
Product
Home Loan Package
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Offset Account
Australian Credit Licence 241066
Interest Rate
Comparison Rate*
Repayment

5.89%

p.a

Variable

6.26%

p.a

$2,232

monthly

Go to site
Australian Credit Licence 241066
Compare
Company
Product
Discounted Variable Rate Home Loans
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 241066
Interest Rate
Comparison Rate*
Repayment

6.29%

p.a

Variable

6.32%

p.a

$2,318

monthly

Go to site
Australian Credit Licence 241066

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.89%

Total interest payable

$0

Total loan repayments

$0

Credit Union SA customer service

Home loan customers at Credit Union SA can contact their lender in multiple ways depending on their needs. Customers can visit a local branch based throughout metropolitan and regional South Australia. They can also contact Credit Union SA through their call centre, as well as use their online services such as contact forms, emails and live chat.  

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch
  • Mobile banking staff

How to Apply

Credit Union SA customers can apply for a home loan online or seek assistance from a customer service representative by phone, email or chat. Before applying for a home loan, it's advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and other earnings.
  • Proof and type of employment.
  • Details of current loans, debts and liabilities.
  • Personal insurance documents.