Credit Union SA is South Australia’s third largest credit union. Credit Union SA is owned by its members, which means it does not have any external shareholders.
Credit Union SA was formed in 2009 with the merger of two South Australian credit unions, Satisfac and Powerstate.
Credit Union SA serves over 49,000 members and operates six branches across South Australia.
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As a regional personal loan lender, Credit Union SA has a limited range of loans. However, customers are able to choose between flexible and low-rate options with either fixed or variable interest.
Credit Union SA charges an upfront establishment fee, but does not charge any monthly account-keeping fees. Credit Union SA allows additional repayments with no penalty and has a maximum load period of seven years.
Credit Union SA personal loan rates range from very low to moderately high, depending on the product you choose.
Credit Union SA customers can contact customer service by phone, online enquiry or by visiting a Credit Union SA branch.
Customer service via phone is available from 8am-5:30pm on weekdays and from 9am-12pm on Saturdays.
Credit Union SA provides personal loans for a range of expenses, including large purchases, home renovation and debt consolidation.
Customers can choose between secured and unsecured arrangements, and select either variable or fixed interest. Credit Union SA personal loans have a maximum loan term of seven years.
Credit Union SA charges a one-off establishment fee but does not charge monthly account-keeping fees. Customers can make additional repayments at no extra cost, and there is no penalty for paying your loan off early. Credit Union SA also has free redraw facilities.
Credit Union SA’s current personal loan interest rates range from very low to moderately high. Customers will typically get Credit Union SA’s best personal loan rates on secured loan options. Before applying, it’s best to compare personal loan rates to ensure you choose the right option for you.
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