Why choose Commonwealth Bank

Benefits

  • Complimentary travel insurance
  • Access to branches
  • Long interest-free period

Drawbacks

  • Purchase rates may be moderate to high
  • Fees may be moderate to high

Commonwealth Bank Credit Cards

Credit card type

credit score icon

Credit score

Don't know your score? Find it out here.

Card status

Sort by

Default

All filters

Card type
Credit score

Don't know your score? Find it out here.

Specials
Card features
Partner program
Redemption type
Annual fees
Card status
Network
Providers
Include all products?

Yes

We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Product Name Card
Commonwealth Bank Ultimate Awards (CommBank Awards Points)
Google Pay
Balance transfer
Australian Credit Licence 234945
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

20.24%

p.a

Interest Free Days

55

Annual Fee

$420

$20

Go to site
Australian Credit Licence 234945
Compare
Product Name Card
Commonwealth Bank CommBank Neo
Apple, Google & Samsung Pay
No annual fee
Australian Credit Licence 234945
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

0.00%

p.a

Interest Free Days

Annual Fee

$0

Go to site
Australian Credit Licence 234945
Compare
Product Name Card
Commonwealth Bank Ultimate Awards (Qantas Points)
Google Pay
Balance transfer
Australian Credit Licence 234945
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

20.24%

p.a

Interest Free Days

55

Annual Fee

$420

$20

Go to site
Australian Credit Licence 234945
Compare
Product Name Card
Commonwealth Bank Smart Awards (CommBank Awards Points)
Google Pay
Balance transfer

Bonus Points

Earn 80,000 bonus CommBank Awards Points when you apply for a new Smart Awards credit card. T&Cs apply.
Australian Credit Licence 234945
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

20.24%

p.a

Interest Free Days

55

Annual Fee

$228

$20

Go to site
Australian Credit Licence 234945
Compare
Product Name Card
Commonwealth Bank Smart Awards (Qantas Points)
Google Pay
Balance transfer

Bonus Points

Earn 40,000 bonus Qantas Points when you apply for a new Smart Awards credit card.
Australian Credit Licence 234945
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee

Purchase Rate

20.24%

p.a

Interest Free Days

55

Annual Fee

$228

$20

Go to site
Australian Credit Licence 234945

About CBA credit cards

As Australia’s biggest bank, CBA offers a wide range of credit card options, including:

  • Low interest 
  • Balance transfer
  • Rewards program
  • Overseas travel insurance
  • Platinum

CBA offers customers a variety of credit cards that range from basic, low rate or low fee options to platinum or diamond awards cards with big credit limits and perks. Interest rates and fees differ across each card. 

As CBA is the biggest bank in Australia, it may not always offer the lowest rates on the market compared to smaller providers with lower overheads. However, it still has some competitive, low rate and low fee cards. 

Points chasers can take advantage of CBA’s Awards Program. This includes standard credit cards, platinum and diamond. Some credit cards also come with complementary travel insurance. 

CBA credit cards review

CBA has a credit card for almost every customer out there, ranging from no-frills cards, to high end diamond awards cards. 

CBA’s low rate credit cards are a competitive choice for customers looking to keep costs down. Their Awards cards may have moderately high interest rates or annual fees, but that is generally to be expected with that type of card. 

CBA also offers customers complementary travel insurance on some credit cards. This can be a handy resource for travellers as this type of insurance can be a costly part of your travel budget. 

Smaller, more niche credit card providers may potentially offer cards with lower purchase rates or lower fees. But as Australia’s biggest bank, taking out a credit card with CBA may give you the benefit of convenience, with access to multiple forms of customer service. CBA branches can also be found in most areas, and you can enjoy a sense of security and stability that comes with banking with such a prolific financial institution.