Important disclosure
Pros and cons
For Clear Options Standard Credit Card
Benefits
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Suncorp Bank Rate Credit card overview
For Clear Options Standard Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days | Minimum monthly repayment 2% or $30 |
Minimum credit limit $2k | Maximum credit limit $20k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Suncorp Group Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $55 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $30 |
Over limit fee $40 | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 12.74% p.a |
Cash advance rate 21.99% p.a |
Cash advance fee 3.5% or $3.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 28 months, then 21.99% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.4% on Visa |
Overseas charges Overseas charges |
Estimated ATM Cost $10.2 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $25k |
Eligibility conditions |
Residency Permanent Resident, Australia Citizen |
Perks
- FREE SUPPLEMENTARY CARDS