As a learner driver, it’s important to make sure you’re insured, even if it’s through someone else’s policy. Driving an uninsured vehicle is against the law, and there are serious consequences if you get into an accident.
Many comprehensive and third-party insurance packages cover learner drivers. You may find that adding yourself as a learner driver to another driver’s policy is easier than getting a new policy with a learner’s permit. This could mean paying a slightly higher premium, as well as an additional excess fee if you file a claim. But, if you are the registered owner of the vehicle, you may need to be insured individually.