Important disclosure
Bankwest Breeze Platinum Mastercard
Balance Transfer
0% on purchases and balance transfers for 15 months. Conditions apply.Limited time, new Breeze Mastercard® customers only. 2% balance transfer fee, plus other fees and charges.
Purchase Rate
Purchase Rate
0.00%
p.a
for up to 15 months, then 12.99%
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 15 months, then 12.99%
Purchase Rate
0.00%
p.a
for up to 15 months, then 12.99%
Balance Transfer Rate
0%
p.a
for up to 15 months, then 12.99%
Annual Fee
$0
for 12 months then $69 thereafter
Pros and cons
For Breeze Platinum Mastercard
Benefits
- Lower than average ongoing variable purchase rate
- $0 annual fee in the first 12 months and $69 p.a thereafter.
- Ability to convert large purchases into instalment plans
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Price guarantee
Drawbacks
- No reward program
Bankwest Rate Credit card overview
For Breeze Platinum Mastercard
Details
Card Level Platinum | Card Type MasterCard |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $20 |
Minimum credit limit $6k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bankwest to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 for 12 months then $69 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $25 |
Over limit fee $30 | Duplicate statement fee $2.5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 0.00% p.a for up to 15 months, then 12.99% |
Cash advance rate 21.99% p.a |
Cash advance fee 3% or $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 15 months, then 12.99% |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee 2% |
Overseas spending
Foreign Exchange Fee |
Overseas charges Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $15k |
Eligibility conditions |
Residency |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
- FREE SUPPLEMENTARY CARDS
- PRICE GUARANTEE If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75 and less than $1000.
- Balance Transfer 0% on purchases and balance transfers for 15 months. Conditions apply.Limited time, new Breeze Mastercard® customers only. 2% balance transfer fee, plus other fees and charges.
