Important disclosure
Bankwest Breeze Classic Mastercard
Balance Transfer
0% on purchases and balance transfers for 15 months. No annual fee in the first year.Limited time, new Breeze Mastercard® customers only. 2% balance transfer fee, plus other fees and charges. No annual fee in the first year, then $49 thereafter.
Purchase Rate
Purchase Rate
0.00%
p.a
for up to 15 months, then 12.99%
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 15 months, then 12.99%
Purchase Rate
0.00%
p.a
for up to 15 months, then 12.99%
Balance Transfer Rate
0%
p.a
for up to 15 months, then 12.99%
Annual Fee
$0
for 12 months then $49 thereafter
Promoted credit cards
Promoted
Gold Low Rate
Balance Transfer
0% on Balance Transfers for 12 monthsPurchase Rate
11.80%
p.a
Annual Fee
$0
Pros and cons
For Breeze Classic Mastercard
Benefits
- Lower than average ongoing variable purchase rate
- $0 annual fee in the first 12 months and $49 p.a thereafter.
- Lower than average annual fee
- Ability to convert large purchases into instalment plans
- Free supplementary cards
Drawbacks
- No reward program
Bankwest Rate Credit card overview
For Breeze Classic Mastercard
Details
Card Level Gold | Card Type MasterCard |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $20 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bankwest to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 for 12 months then $49 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $25 |
Over limit fee $30 | Duplicate statement fee $2.5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 0.00% p.a for up to 15 months, then 12.99% |
Cash advance rate 21.99% p.a |
Cash advance fee 3% or $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 15 months, then 12.99% |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee 2% |
Overseas spending
Foreign Exchange Fee 2.95% on Mastercard |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $13.85 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $15k |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- Balance TransferPurchase OffersOther 0% on purchases and balance transfers for 15 months. No annual fee in the first year.Limited time, new Breeze Mastercard® customers only. 2% balance transfer fee, plus other fees and charges. No annual fee in the first year, then $49 thereafter.
