Bank of Queensland offers two different savings accounts, neither of which charge monthly account-keeping fees. The Bonus Interest Savings Account pays bonus interest if you make no more than one withdrawal per month. The WebSavings Account has a base interest rate of 0.01 per cent, but pays bonus interest if you have a balance of at least $2,000. Bank of Queensland also offers term deposits, credit cards, home loans, personal loans, car loans, insurance and investing services. BoQ was founded in 1874 and has more than 200 branches across Australia.
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BOQ savings accounts
Other available products
Why choose BOQ
Benefits
- No account-keeping fees
Drawbacks
- Maximum interest rate comes with conditions
BOQ Savings Accounts
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Product
Kids Savings Account (Ages < 14)
Features
*Bonus interest will be paid if no more than one withdrawal is made per month
Maximum rate
Base rate
Maximum monthly interest
Total interest earned
2.75%*
p.a
0.05%
p.a
$15*
$157*
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Product
Future Saver Account (Under 35)
Features
*Deposit $1000 minimum monthly deposit into your linked Everyday Account and make 5 or more eligible transactions.
Winner of Best Savings Account Young Adults, RateCity Gold Awards 2023
Maximum rate
Base rate
Maximum monthly interest
Total interest earned
5.50%*
p.a
0.05%
p.a
$30*
$318*
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Product
Smart Saver Account
Features
*Deposit $1000 minimum monthly deposit into your linked Everyday Account and make 5 or more eligible transactions.
Maximum rate
Base rate
Maximum monthly interest
Total interest earned
5.10%*
p.a
0.05%
p.a
$28*
$295*
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Savings Accounts calculator
Use our savings account calculator to see how much you can earn under different investment scenarios.
Your monthly interest earned would be
at interest rate 4.50 %
Total interest earned
$255
Total amount
$6,455