Important disclosure
Pros and cons
For Bluey Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Free supplementary cards
Drawbacks
- No reward program
QBANK Rate Credit card overview
For Bluey Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit QPCU Limited to view Target Market Determination. |
Fees
Annual Fee Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $8 |
Over limit fee $8 | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 11.99% p.a |
Cash advance rate 11.99% p.a |
Cash advance fee $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 12 months, then 11.99% |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.65% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $15.95 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $20k |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- Balance Transfer 0% balance transfer for 12 monthsAfter 12 months you simply revert to a Bluey Credit Card low interest rate.