bcu is a division of Police & Nurses Limited following the successful merger between Bananacoast Community Credit Union Ltd and Police & Nurses Limited. Bananacoast Community Credit Union Ltd was originally created in the early 1970’s, formed by a small group of business owners—predominately banana farmers on the NSW North Coast—to provide a local, realistic banking alternative to the big banks. Fast forward nearly 50 years and the bcu brand continues to offer localised service and expertise from Port Macquarie to the Sunshine Coast whilst enjoying the economies of scale that comes from being part of the larger member owned Police & Nurses Limited.
BCU Bank home loans
Other available products
Why choose BCU Bank
Benefits
- Flexible repayment options.
- Interest-only payments available.
- Discounted interest rates on variable loans.
Drawbacks
- Limited branch access.
- High standard variable rate.
BCU Bank Home Loans
Compare
Australian Credit Licence 241077
Interest Rate
Comparison Rate*
Repayment
6.84%
p.a
Variable
6.85%
p.a
$2,438
monthly
Go to site
Australian Credit Licence 241077
Compare
Product
OMG Home Loan
Features
Winner of Best Small Deposit Home Loan, RateCity Gold Awards 2023
Australian Credit Licence 241077
Interest Rate
Comparison Rate*
Repayment
6.04%
p.a
Variable
6.05%
p.a
$2,264
monthly
Go to site
Australian Credit Licence 241077
Compare
Australian Credit Licence 241077
Interest Rate
Comparison Rate*
Repayment
5.64%
p.a
Variable
5.65%
p.a
$2,179
monthly
Go to site
Australian Credit Licence 241077
Compare
Australian Credit Licence 241077
Interest Rate
Comparison Rate*
Repayment
5.79%
p.a
Variable
5.80%
p.a
$2,210
monthly
Go to site
Australian Credit Licence 241077
Home Loans calculator
Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated mortgage repayments
at interest rate 5.64%
Total interest payable
$0
Total loan repayments
$0
bcu customer service
Home loan customers can contact bcu in a variety of ways. There is a general service phone line and customers can also contact the bank online, via email or request a call back from a bcu home loan specialist. For those wanting more immediate contact, they can meet with bcu staff at their branches in New South Wales and Queensland.
- Customer service centre (phone)
- Mobile app
- Online banking
- Live Chat
- Branch
- Mobile banking staff
How to Apply
bcu gives potential customers a number of methods of applying for a home loan product. Customers can apply via an online form, by email, mail or fax, or by phone. They can also visit a bcu branch and apply in person. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:
- Personal identification material
- Proof of employment
- Proof of income, earnings and assets
- Information on expenses, liabilities and other loans
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