BankSA began in 1848 as a small, one-person organisation named the Savings Bank of South Australia. In 1984, the bank merged with State Bank of South Australia to form the new state government-owned State Bank. By 1997, State Bank was renamed and began trading as BankSA. In 2008, after Westpac’s merger with St. George, BankSA became a division of the Westpac Banking Corporation. Today, BankSA operates bank branches and ATMs across Australia.
BankSA credit cards
Other available products
Why choose BankSA
Benefits
- Wide selection of credit cards
- Rewards schemes offered
- Low-rate and no-annual-fee options
Drawbacks
- Interest rates range from moderate to high
- Annual fees are high on rewards cards
- International transaction fees charged
BankSA Credit Cards
Compare
Australian Credit Licence 233714
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee
Purchase Rate
13.99%
p.a
Interest Free Days
55
Annual Fee
$0
for 12 months then $55 thereafter
$15
Go to site
Australian Credit Licence 233714
Compare
Australian Credit Licence 233714
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee
Purchase Rate
19.49%
p.a
Interest Free Days
55
Annual Fee
$99
for 12 months then $124 thereafter
$15
Go to site
Australian Credit Licence 233714
Compare
Australian Credit Licence 233714
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee
Purchase Rate
19.49%
p.a
Interest Free Days
55
Annual Fee
$295
$15
Go to site
Australian Credit Licence 233714
Compare
Australian Credit Licence 233714
Purchase Rate
Interest Free Days
Annual Fee
Late Payment Fee
Purchase Rate
19.49%
p.a
Interest Free Days
55
Annual Fee
$49
for 12 months then $124 thereafter
$15
Go to site
Australian Credit Licence 233714
About BankSA credit cards
BankSA provides customers with a wide range of credit card options, including low-interest cards, rewards cards, frequent flyer cards, platinum and signature cards, and no-annual-fee cards.
Because their offering is diverse, their fees and rates greatly vary. BankSA credit card rates range from moderate to high. Annual fees range from zero to high on their reward card offering. In general, BankSA credit cards offer a moderate number of interest-free days.
BankSA credit cards range from no-frill and low-rate cards to rewards and frequent flyer cards. Customers with rewards cards gain access to perks such as complimentary travel insurance and lounge passes as well as a rewards scheme that earns points.
All BankSA credit cards are monitored 24/7 for fraud and give customers access to phone and internet banking.
BankSA credit cards review
BankSA offer a wide selection of credit cards, making them suitable for budget cardholders, everyday spenders and rewards seekers. Customers who want to be compensated for their spending may be suited to BankSA’s rewards card offering. Customers can choose to earn either Amplify Rewards points or Qantas Frequent Flyer points.
Budget spenders who struggle to pay their credit card debt in full each month might prefer a low-rate option, while those who want a no-fuss credit card with low fees might prefer a no-annual-fee credit card.
BankSA credit card rates vary from card to card, but tend to stay between moderate and high. Although fees vary, BankSA credit cards typically charge a moderately low late payment fee. They also charge international transaction and currency conversion fees.
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