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  1. Home
  2. Home Loans
  3. Companies
  4. Bank Of Us
Bank of us

Bank of us home loans

Bank of us is one of the oldest financial institutions in Australia. Bank of us boasts more than 35,000 clients and a select number of branches throughout Tasmania.

Launched in 1870 as a building society, with the aspiration of helping local people to own their own homes at a time when there was no public housing in Tasmania, Bank of us has evolved to also offer personal and business banking solutions. Its name changed from B&E Personal Banking in October 2017.

Bank of us home loan calculator  

Interested in a Bank of us home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank of us compares to its competitors. Simply plug in your borrowing amount below. 

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Content updated
Product data updated22 Oct, 2023

Important disclosure

Why choose Bank of us

Benefits

  • Suitable for low deposits.
  • Long loan terms of up to 45 years.
  • Flexible repayment schedule with weekly, fortnightly and monthly repayment options.
  • Offers discounts on interest rates.

Drawbacks

  • Products are only available to residents of Tasmania.
  • Some products include fees.
  • Early break fees apply across the home loan product range.

Bank of us Home Loans

Loan amount

$

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Loan type & Term

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We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Company
Product
FlexiChoice Home Loan
Real Time Rating™
Features
Investor
5% min deposit
P&I
Extra repayments
Australian Credit Licence 236870
Interest Rate
Comparison Rate*
Repayment

7.59%

p.a

Variable

7.79%

p.a

$2,607

monthly

Go to site
Australian Credit Licence 236870
Compare
Company
Product
FlexiDiscount Home Loan
Real Time Rating™
Features
Owner Occupied
10% min deposit
P&I
Extra repayments
Australian Credit Licence 236870
Interest Rate
Comparison Rate*
Repayment

6.39%

p.a

Variable

6.43%

p.a

$2,339

monthly

Go to site
Australian Credit Licence 236870
Compare
Company
Product
FlexiDiscount Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 236870
Interest Rate
Comparison Rate*
Repayment

5.79%

p.a

Variable

5.81%

p.a

$2,210

monthly

Go to site
Australian Credit Licence 236870
Compare
Company
Product
FlexiDiscount Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 236870
Interest Rate
Comparison Rate*
Repayment

6.49%

p.a

Fixed - 1 year

5.89%

p.a

$2,361

monthly

Go to site
Australian Credit Licence 236870
Compare
Company
Product
FlexiDiscount Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 236870
Interest Rate
Comparison Rate*
Repayment

6.29%

p.a

Fixed - 2 years

5.91%

p.a

$2,318

monthly

Go to site
Australian Credit Licence 236870

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.79%

Total interest payable

$0

Total loan repayments

$0

Bank of us customer service

Bank of us is a local bank and as such face-to-face banking is only available in a select number of branches in Tasmania. The customer service centre can handle all manner of enquiries if customers would prefer to speak to someone. Alternatively, they can email Bank of us. Bank of us home loan customers can access their accounts online 24-hours a day via online banking and the company’s mobile banking app.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

To apply for a home loan from Bank of us customers can enquire within a Tasmanian branch or get in touch with the customer service centre by phone. To simplify the process for customers Bank of us offers a call back service, or alternatively customers can apply online 24-hours a day. Before applying for any loan product customers should carefully calculate how much they can afford to borrow based on their earnings and expenses.  In addition to completing an application form Bank of us will require customers to supply a series of documents including:

  • Personal identification.
  • Personal income details.
  • Details of current debts and assets.

On this page

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