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  1. Home
  2. Home Loans
  3. Companies
  4. Bank Of Sydney
Bank of Sydney

Bank of Sydney home loans

Bank of Sydney, has been operating in Australia under a full Banking Licence since April 2001.

The bank employs over 150 staff, with headquarters in Sydney and over 16 branches throughout NSW, Victoria and South Australia. It offers financial products such as personal, car and home loans, credit cards, insurance as well as mortgage broking. The bank also offers currency exchange and international money transfer services.

Bank of Sydney home loan calculator  

Interested in a Bank of Sydney home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank of Sydney compares to its competitors. Simply plug in your borrowing amount below. 

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Content updated
Product data updated22 Oct, 2023

Important disclosure

Why choose Bank of Sydney

Benefits

  • Specialised loans available, including line of credit and low doc loans.
  • Additional repayments allowed on most loans.
  • Offers discounted package loans.

Drawbacks

  • Limited branch access outside Sydney.
  • High standard variable rate.

Bank of Sydney Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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We provide links to some financial institutions. If you click through to a financial institution, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Compare
Company
Product
Standard Variable Rate Home Loan
Real Time Rating™
Features
Owner Occupied
10% min deposit
P&I
Offset Account
Australian Credit Licence 243444
Interest Rate
Comparison Rate*
Repayment

11.40%

p.a

Variable

11.56%

p.a

$3,532

monthly

Go to site
Australian Credit Licence 243444
Compare
Company
Product
Expect More Home Loan Package
Real Time Rating™
Features
Investor
10% min deposit
P&I
Extra repayments
Australian Credit Licence 243444
Interest Rate
Comparison Rate*
Repayment

6.95%

p.a

Fixed - 1 year

6.56%

p.a

$2,463

monthly

Go to site
Australian Credit Licence 243444
Compare
Company
Product
BOSBasic Investment Loan
Real Time Rating™
Features
Investor
30% min deposit
Interest Only
Extra repayments
Australian Credit Licence 243444
Interest Rate
Comparison Rate*
Repayment

6.34%

p.a

Variable

6.30%

p.a

$1,849

monthly

Go to site
Australian Credit Licence 243444
Compare
Company
Product
BOSBasic Home Loan
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Extra repayments
Australian Credit Licence 243444
Interest Rate
Comparison Rate*
Repayment

5.74%

p.a

Variable

5.76%

p.a

$2,200

monthly

Go to site
Australian Credit Licence 243444
Compare
Company
Product
Expect More Home Loan Package
Real Time Rating™
Features
Owner Occupied
20% min deposit
P&I
Offset Account

Winner of Best Home Loans Over 1m, Best Variable Home Loan, RateCity Gold Awards 2023

Australian Credit Licence 243444
Interest Rate
Comparison Rate*
Repayment

5.79%

p.a

Variable

5.81%

p.a

$2,210

monthly

Go to site
Australian Credit Licence 243444

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.74%

Total interest payable

$0

Total loan repayments

$0

Bank of Sydney customer service

Home loan customers at Bank of Sydney can contact the bank in a number of ways. These include a customer service phone line, online, by email or in person at Bank of Sydney branches. Customers can enquire about Bank of Sydney home loan products through an online form or apply in person.

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Live Chat
  • Branch
  • Mobile banking staff

How to Apply

Bank of Sydney allows potential customers to enquire about a home loan product via an online form, by phone or in person. However, there is no option to apply online and customers may find it easiest to apply at a Bank of Sydney branch. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include: 

  • Personal identification documents.
  • Proof of employment.
  • Proof of income, earnings and assets.
  • Information on current debts, loans and investments.

On this page

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