RateCity.com.au
Download the RateCity App
Credit Score
Home Loans
Personal Loans
Car Loans
Credit Cards
Banking
Superannuation
Home Insurance
Car Insurance
Mobile Plans
NBN
News
Knowledge Hub
Calculators
About Us
Contact Us
  1. Home
  2. Home Loans
  3. Awards

Updated on 22 Oct, 2023

RateCity Home Loan Gold Awards Winners

Finding Australia's best Home Loans has just been made easier. Select a category below and discover the Home Loans that have received a coveted RateCity Gold Award.

Best variable home loans

Momentum Home Loan

Momentum Home Loan

Real Time Rating™

4.81 / 5

Standard Variable Home Loan

Standard Variable Home Loan

Real Time Rating™

4.81 / 5

Great Rate

Great Rate

Real Time Rating™

4.79 / 5

OMG Home Loan

OMG Home Loan

Real Time Rating™

4.78 / 5

Expect More Home Loan Package

Expect More Home Loan Package

Real Time Rating™

4.78 / 5

liteBlue Home Loan

liteBlue Home Loan

Real Time Rating™

4.77 / 5

Live-in Variable (With Offset)

Live-in Variable (With Offset)

Real Time Rating™

4.77 / 5

Home Value Loan (Owner Occupied, Principal & Interest)

Home Value Loan (Owner Occupied, Principal & Interest)

Real Time Rating™

4.76 / 5

Straightforward Plus Home Loan

Straightforward Plus Home Loan

Real Time Rating™

4.75 / 5

Capitalizer Full Doc Variable

Capitalizer Full Doc Variable

Real Time Rating™

4.75 / 5

Budget Home Loan

Budget Home Loan

Real Time Rating™

4.75 / 5

Best refinance home loans

Momentum Home Loan

Momentum Home Loan

Real Time Rating™

4.85 / 5

OMG Home Loan

OMG Home Loan

Real Time Rating™

4.84 / 5

Standard Variable Home Loan

Standard Variable Home Loan

Real Time Rating™

4.83 / 5

Home Value Loan (Owner Occupied, Principal & Interest)

Home Value Loan (Owner Occupied, Principal & Interest)

Real Time Rating™

4.8 / 5

& Basic Home Loan

& Basic Home Loan

Real Time Rating™

4.79 / 5

Great Rate

Great Rate

Real Time Rating™

4.79 / 5

Back to Basics Home Loan Special Offer

Back to Basics Home Loan Special Offer

Real Time Rating™

4.78 / 5

liteBlue Home Loan

liteBlue Home Loan

Real Time Rating™

4.77 / 5

AMP Bank Essential Home Loan (> $100k) (LVR < 60)

AMP Bank Essential Home Loan (> $100k) (LVR < 60)

Real Time Rating™

4.77 / 5

Variable Rate Home Loan – Refinance Only

Variable Rate Home Loan – Refinance Only

Real Time Rating™

4.77 / 5

Live-in Variable (With Offset)

Live-in Variable (With Offset)

Real Time Rating™

4.77 / 5

Best 3-year fixed home loans

Advantage - Fixed Home Loan (Special)

Advantage - Fixed Home Loan (Special)

Real Time Rating™

4.56 / 5

myBlue Home Loan (Fixed Rate) (Principal and Interest)

myBlue Home Loan (Fixed Rate) (Principal and Interest)

Real Time Rating™

4.46 / 5

Complete Home Loan Fixed

Complete Home Loan Fixed

Real Time Rating™

4.37 / 5

Live-in Fixed

Live-in Fixed

Real Time Rating™

4.36 / 5

Fixed Rate Home Loan

Fixed Rate Home Loan

Real Time Rating™

4.35 / 5

Basic Home Loan

Basic Home Loan

Real Time Rating™

4.33 / 5

Premium Choice Home Loan

Premium Choice Home Loan

Real Time Rating™

4.33 / 5

Yard Home Loan

Yard Home Loan

Real Time Rating™

4.31 / 5

Goldrate Home Loan

Goldrate Home Loan

Real Time Rating™

4.31 / 5

Goldrate Home Loan

Goldrate Home Loan

Real Time Rating™

4.31 / 5

Best investor variable home loans

Momentum Home Loan

Momentum Home Loan

Real Time Rating™

4.66 / 5

Maximum Discounted Rate Home Loan/Residential Investment Home Loan

Maximum Discounted Rate Home Loan/Residential Investment Home Loan

Real Time Rating™

4.65 / 5

Premium Home Loan Package

Premium Home Loan Package

Real Time Rating™

4.63 / 5

Investment Variable Home Loan

Investment Variable Home Loan

Real Time Rating™

4.62 / 5

Home Loan Package

Home Loan Package

Real Time Rating™

4.61 / 5

Home Package Plus Special

Home Package Plus Special

Real Time Rating™

4.58 / 5

Standard Variable Home Loan

Standard Variable Home Loan

Real Time Rating™

4.57 / 5

& Investor Loan

& Investor Loan

Real Time Rating™

4.57 / 5

Straightforward Plus Investment Loan

Straightforward Plus Investment Loan

Real Time Rating™

4.54 / 5

Flexible Loan

Flexible Loan

Real Time Rating™

4.54 / 5

Low Cost Home Loan (Value Package)

Low Cost Home Loan (Value Package)

Real Time Rating™

4.54 / 5

Awards are as at 28/04/2023. There may be some providers or products that have since rebranded to a different name. If you select "Product info", you will be directed to the corresponding product page. If the product has since been removed, you will be directed to the provider page.

For further insight into the Home Loans Gold Awards, please refer the Awards Methodology.

View Methodology for Home Loans 2023 Gold Awards

See all categories