Aussie home loans

Customers can meet with a mortgage broker at one of the Aussie retail stores throughout Australia or via appointment with a mobile broker. Customers can also contact Aussie by:

• Customer service centre (phone, email, branch)
• Mobile app
• Online banking
• Live Chat
• Mobile banking staff

Aussie allows customers to start the home loan application process by phone, or by booking a free appointment via their website, or in person at an Aussie retail store. 

Before applying for a home loan, it’s important to look at how much you can afford to borrow and comfortably repay in your current financial situation.

To apply for an Aussie loan, you will need to supply documentation, such as:

• Personal identification.
• Proof of income and savings.
• Information on your family situation.
• Information regarding your current debts, liabilities and assets.

Aussie offers a wide range of home loans to suit a variety of customers, including:

• First home buyers
• Investors
• Refinancers
• Upgraders
• Renovators

In terms of interest rates and repayments, Aussie home loans borrowers can choose from a number of options, including:

• Fixed-rate home loans
• Variable-rate home loans
• Split home loans
• Interest-only loans
• Principal-and-interest loans

Aussie home loans have a maximum loan term of 30 years. Unlimited extra repayments are allowed in addition to the minimum repayments. Redraw facilities may also be available and offset accounts may be offered on some of Aussie’s home loan products.

The Aussie home loan rate you may be offered depends on the type of home loan you apply for, and your personal financial situation in regards to its eligibility criteria. 

Typically, customers wanting to borrow money to buy a homes to live in as owner occupiers will be able to secure lower interest rates than those wanting to borrow money to invest in property.

Aussie borrowers may also get to choose between a variable interest rate on their home loan that may rise or fall, and fixed-rate home loan with an interest rate that will stay the same for a limited number of years.

Aussie provides home loans to borrowers all over Australia, whether directly from its retail stores or via mobile mortgage brokers.

As well as offering its own home loans, Aussie works with lenders all over Australia – including the big four banks – to offer a choice of flexible home loans to suit different needs.

Aussie provides home loans suited to basic borrowers, such as standard owner-occupier home loans, as well as specialist home loans such as bridging loans.

Depending on the type of loan, Aussie home loans may offer other potentially useful features, such as offset accounts, redraw facilities and the ability to make extra repayments.

While Aussie offers competitive home loan interest rates and fees, these can vary according to what’s negotiated by the Aussie broker.