Car Loans Articles

Three reasons why your car loan was probably rejected

Read three common reasons why car loans are generally rejected and what you can do to increase your chances of approval next time.

What is a pre-approved car loan

Buying a car with a pre-approved loan can make choosing easier, as you know how much you’re allowed to spend. Here’s how the process works.

How to get the best rate when buying a car

Cars can be expensive, and you may need to use a car loan or another form of car finance to afford your next set of wheels. But not all car loans are created equal, and the interest rate you’re charged can affect how much you’ll pay for your car, both from month to month and in total.

How to get a car loan and increase your chances of being approved

Applying for a car loan can sometimes be more overwhelming than buying the car itself, with all the research and paperwork involved. And even once you’re ready to apply for a car loan, there’s no guarantee that your application for car finance will be approved.

What is a sports car, and what to consider when buying one?

The appeal of sports cars extends far beyond their performance, making them a choice for those who seek excitement and aspire to make a statement on the road.

What are some of the best luxury cars in Australia?

If you’re looking for a new set of wheels and want something with a bit more flash or luxury, then the luxury car market might have something for you.

The most preferred second-hand cars in Australia

Which are the preferred second-hand cars in Australia and how to find the right one for your needs.

Finding your ideal first EV: Essential factors to consider

EVs offer several potential advantages, including lower operating costs, reduced air pollution, and the potential to use renewable energy sources for charging. All of these factors make them an ideal choice for individuals who wish to live sustainably and reduce their carbon footprint.

What are the preferred car brands in Australia?

While declaring a definitive 'best' car brand among these renowned players is challenging, some brands have earned a prominent position in the hearts of car enthusiasts across the country.

How to find the right mid-sized car for you

Whether you need a car to commute to work or pack the entire family for a road trip, a mid-size car hits the perfect sweet spot by combining practicality and versatility.

Looking for your first car? Your checklist for choosing your first car

To help you with making a smart decision when selecting your first set of wheels, you’ll need to find a balance between what makes sense and what looks good or what your fantasy may be.

How to choose between fixed and variable rate car loans

Before you buy a new set of wheels, it helps to explore your financing options and choose the right type of car loan to get the maximum value out of the deal. Unfortunately, there's no formula to decide which car loan is the best for you, but learning more about the available options can help you make an informed choice. 

What could be a good time to buy a car in Australia?

Buying a car in Australia can be a complex process, so it's worth looking for a good bargain. Some hurdles may include managing any hidden costs, working out which additional features to include, and figuring out the best time to buy your car at a discounted price. 

What are the best hatchbacks in Australia? How to choose the right one for you

Discover the best hatchbacks in Australia based on ANCAP Safety ratings and comparisons by car review sites.

What are the best family cars in Australia? How to choose the right one for you

Discover the best family cars based on ANCAP Safety ratings and other criteria you may compare to find a reliable family car for you.

Which eco-friendly car should you buy? | RateCity

Whether you are looking for an SUV to accommodate your growing family or a compact city car to zip through the traffic, there are some eco-friendly options out there that could help you save money and reduce your impact on the environment.

What is a car subscription service? | RateCity

In a subscription economy, it isn’t surprising to see an increasing demand for pay-as-you-drive cars. Just like you pay a fixed amount regularly to listen to your choice of music on Spotify or similar streaming services, a car subscription service lets you pay a regular fee to use a car of your choice. 

Choosing between a hatchback or an SUV for your family

Getting a new car could significantly enhance your lifestyle by offering freedom and convenience. If you’re torn between a sports utility vehicle (SUV) and a hatchback, it’s important to choose a car that will suit your style and needs.