Important disclosure
St.George Bank Amplify Signature (Amplify Rewards)
Purchase Rate
Purchase Rate
19.49%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 24 months, then 21.49%
Purchase Rate
19.49%
p.a
Balance Transfer Rate
0%
p.a
for up to 24 months, then 21.49%
Annual Fee
$199
for 12 months then $295 thereafter
Promoted credit cards
Promoted
Rewards Black
Bonus Points
180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*Purchase Rate
20.49%
p.a
Annual Fee
$375
Promoted
Frequent Flyer Black
Bonus Points
Earn 110,000 bonus Qantas Points and $100 back to your card when you spend $5,000 on eligible purchases in the first 3 months from approval.*Purchase Rate
20.49%
p.a
Annual Fee
$425
Pros and cons
For Amplify Signature (Amplify Rewards)
Benefits
- Rewards Available through Amplify Rewards
- Extra 150,000 points subject to eligibility conditions
- $199 annual fee in the first 12 months and $295 p.a thereafter.
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Concierge
- Airport lounge
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing annual fee
St.George Bank Rate Credit card overview
For Amplify Signature (Amplify Rewards)
Details
Card Level Premium | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $15k | Maximum credit limit $80k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit St.George Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $199 for 12 months then $295 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.49% p.a |
Cash advance rate 21.49% p.a |
Cash advance fee 3% or $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 24 months, then 21.49% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Amplify Rewards |
Rewards Available Gift Card |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Regular, verifiable income. |
Residency Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1.5 points for $1 spent | Visa | uncapped | eligible transactions |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
- FREE SUPPLEMENTARY CARDS
- EXTENDED WARRANTY
- CONCIERGE
- AIRPORT LOUNGE
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- PURCHASE PROTECTION INSURANCE
