Important disclosure
St.George Bank Amplify Signature (Amplify Qantas)
Purchase Rate
Purchase Rate
19.49%
p.a
Balance Transfer Rate
Balance Transfer Rate
0%
p.a
for up to 24 months, then 21.49%
Purchase Rate
19.49%
p.a
Balance Transfer Rate
0%
p.a
for up to 24 months, then 21.49%
Annual Fee
$295
Promoted credit cards
Promoted
Rewards Black
Bonus Points
180,000 extra ANZ Reward Points and $150 back to your new ANZ Rewards Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval.*Purchase Rate
20.49%
p.a
Annual Fee
$375
Promoted
Frequent Flyer Black
Bonus Points
Earn 110,000 bonus Qantas Points and $100 back to your card when you spend $5,000 on eligible purchases in the first 3 months from approval.*Purchase Rate
20.49%
p.a
Annual Fee
$425
Pros and cons
For Amplify Signature (Amplify Qantas)
Benefits
- Rewards Available through Qantas Frequent Flyer
- Extra 90,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Concierge
- Airport lounge
- Rental vehicle excess in Australia insurance
- Purchase protection insurance
Drawbacks
- Higher than average ongoing annual fee
St.George Bank Rate Credit card overview
For Amplify Signature (Amplify Qantas)
Details
Card Level Premium | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $15k | Maximum credit limit $80k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit St.George Bank to view Target Market Determination. |
Fees
Annual Fee Annual Fee $295 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.49% p.a |
Cash advance rate 21.49% p.a |
Cash advance fee 3% or $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0% p.a for up to 24 months, then 21.49% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Regular, verifiable income |
Residency Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 0.75 points for $1 spent | Visa | Up to $250k annually | Eligible transactions |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
- FREE SUPPLEMENTARY CARDS
- EXTENDED WARRANTY
- CONCIERGE
- AIRPORT LOUNGE
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- PURCHASE PROTECTION INSURANCE
Other Restrictions
$75 annual Qantas Rewards Program fee
