Important disclosure

St.George Bank

St.George Bank Amplify Platinum (Amplify Qantas)

Apple, Google & Samsung Pay
Balance transfer
Instant approval
Purchase Rate

Purchase Rate

19.49%

p.a

Balance Transfer Rate

Balance Transfer Rate

0%

p.a

for up to 24 months, then 21.49%

Tags
Apple, Google & Samsung Pay
Balance transfer
Instant approval
Purchase Rate

Purchase Rate

19.49%

p.a

Balance Transfer Rate

Balance Transfer Rate

0%

p.a

for up to 24 months, then 21.49%

Annual Fee

Annual Fee

$99

for 12 months then $124 thereafter

Promoted credit cards

Promoted

Longer Balance Transfer

Visa Platinum Credit Card

Balance transfer
Purchase Rate

Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

Annual Fee

$199

Promoted

Lower Purchase Rate

Rewards Platinum

Apple, Google & Samsung Pay
Balance transfer
Low annual fee

Bonus Points

80,000 extra ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.
Purchase Rate

Purchase Rate

20.49%

p.a

Annual Fee

Annual Fee

$95

Promoted

Lower Annual Fee

Frequent Flyer Platinum

Apple, Google & Samsung Pay
Balance transfer

Bonus Points

Earn 75,000 bonus Qantas Points and $100 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approval.*
Purchase Rate

Purchase Rate

20.49%

p.a

Annual Fee

Annual Fee

$295

Promoted

More Free Days

Altitude Platinum (Altitude Qantas)

Apple, Google & Samsung Pay
Balance transfer
Instant approval

Bonus Points

Earn 70,000 bonus Qantas Points and a reduced first year annual card fee.
Purchase Rate

Purchase Rate

19.99%

p.a

Annual Fee

Annual Fee

$99

for 12 months then $175 thereafter

Pros and cons

For Amplify Platinum (Amplify Qantas)

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 60,000 points subject to eligibility conditions
  • $99 annual fee in the first 12 months and $124 p.a thereafter.
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

St.George Bank Rate Credit card overview

For Amplify Platinum (Amplify Qantas)

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$6k

Maximum credit limit

$80k

Free supplementary cards

Instant Approval

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Fees

Annual Fee

Annual Fee

$99

for 12 months then $124 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

Purchase Rate

19.49%

p.a

Cash advance rate

21.49%

p.a

Cash advance fee

3% or $2.5

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

0%

p.a

for up to 24 months, then 21.49%

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards Available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid

Earn Rates

RateCard TypeEarnsCondition
0.5 points for $1 spentVisauncappedEligible domestic and international transactions

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE Cover lasts for 180 days per year
  • FREE SUPPLEMENTARY CARDS
  • EXTENDED WARRANTY
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE

Other Restrictions

$75 annual Qantas Rewards Program fee

Credit cards

Looking for more St.George Bank products?