Important disclosure
Access Basic Account
Account Keeping Fees
$0
Monthly
Maximum Interest rate
$0
Monthly
Promoted bank accounts
Promoted
Glide Account
Gold Award Winner 2023
special
No monthly account keeping fees.$0
Monthly
$0
Using a major bank ATM in Australia
Visa
Pros and cons
For Access Basic Account
Benefits
- $0 account keeping fee
- Linked Visa debit card
- App banking available
- Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay available
- Send funds to PayID
Drawbacks
- $5 Overseas ATM Withdrawal Fee
- 3% fees apply for overseas transactions
ANZ Rate Bank account overview
For Access Basic Account
Account Details
Minimum opening amount $0 | Min. age restrictions 12 years old |
Minimum balance | Max. age restrictions N/A |
Interest Calculation Frequency N/A | Interest payment frequency N/A |
Features
Linked Account | Send funds to PayID |
Joint application available | Free International Account Transfer |
Foreign Currency | Target Market Determination Visit ANZ Banking Group Limited to view Target Market Determination. |
Methods of Access
Internet Banking | ATM access |
Phone Banking | EFTPOS Facility |
Branch Access | Cheque services |
App | App only |
Fee Details
Account Keeping Fees $0 Monthly | Min. deposit for fee free N/A |
ATM & EFTPOS Fees
ATM withdrawal fee $0 | Other bank ATM withdrawal fee |
Daily ATM withdrawal limit $1,000 | EFTPOS Fee $0 |
Overseas fees
Overseas ATM withdrawal fee $5 | Overseas eftpos fee $3 |
Foreign transaction fee 3% |
Other transaction fees
Phone transaction fee $0 | Internet transaction fee $0 |
Counter withdrawal fee $0 | Free counter transactions |
Counter deposit fee $0 | Cheque fee |
Cheque dishonour fee |
Electronic Wallet Service
Other Restrictions
Must be a Concession or Health Care card holder: Seniors Concession, Pensioner Concession, Centrelink Health Care, or Repatriation Health card (Department of Veterans' Affairs)
Cannot apply for the account online
