Alex Ritchie

Personal Finance Editor

Alex Ritchie is a Personal Finance Writer and Editor at RateCity, and has been writing about Australian finance for over six years. Her expertise and passion covers loans, credit, superannuation, and closing the gender pay gap, and she aims to help young Aussies to overcome their financial apathy. Alongside RateCity, Alex has been published in numerous publications, including Australia's Money Magazine, Business Insider, Lifehacker Australia, and in health via NPS MedicineWise.

983 articles written by Alex Ritchie

Home Insurance

Does home insurance cover tree root damage?

Your home insurance policy will likely pay for any damage caused by an uprooted tree, but consider checking what incidents are covered and up to what limit.

Home Loans

Tic:Toc offers new customers an olive branch and cuts variable home loan rate

In good news for home buyers, competitor lender Tic:Toc has bucked the trend of rising rates and announced it is cutting its Live-In variable home loan rate for new customers.

Car Insurance

Does car insurance cover breakdown repairs?

Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.

Car Insurance

Can I make monthly car insurance payments?

Your quote for a car insurance policy may suggest an annual premium. Still, most insurers also accept a monthly car insurance payment, often at no extra cost.

Home Loans

These are the median house and unit prices in Sydney and its regions

Whether you’re considering purchasing your first home in Sydney or looking to nab another investment property, it’s crucial you familiarise yourself with the latest housing market data before you take the plunge.

Car Insurance

Why is car insurance for under 25 drivers more expensive?

If you’re under 25, your chances of being in a car accident are much higher. This risk can significantly impact the cost of your car insurance premiums.

Credit Cards

How long does it take to transfer my credit card balance?

Balance transfer credit cards can be an invaluable tool for cardholders hoping to work off their existing card debt. But just how long does it actually take to transfer your existing balance over to your new credit card?

Credit Cards

Which of my debts should I pay off first?

If you’re wondering which of your debts to pay off first, the answer is simple – whichever has the highest interest rate.

Credit Cards

Earn up to 275k rewards points: Biggest sign-up rewards points for credit cards in August

Looking for some of the biggest rewards bonuses on sign up for credit cards this month? Look no further, as we explore some of the six-figure rewards point bonuses on offer from leading credit card providers in August.

Car Loans

Another record month of new vehicle sales shows market rebounding: Top car loans for August

July recorded its highest result for new vehicle sales on record, indicating that the market may be recovering. To help you easily compare car loan options, RateCity has ranked the top-rated car loans for August.