Mark Bristow

Five benefits of home insurance that not all policies offer

You may find that more is covered by your home and contents insurance policy than just the renovation, rebuilding, or replacement of your home after an insured event.

What is fusion damage insurance and why would I need it?

Not all home insurance policies are created equally, and there are different levels of cover when it comes to your contents insurance. Fusion cover protects against damage caused by electrical currents or wiring, and is often something you must opt into at additional cost.

Do I need to get homeowners insurance liability coverage?

Whether it’s a friend, a colleague or even a tradesperson, if someone gets injured or falls sick while on your property, you may be legally liable. As such, you could end up paying a considerable sum of money in personal damages. You cannot prevent an accident, but you can prevent yourself from incurring considerable costs in the event of an accident by being insured for legal liability.

Some of the top-rated home loans for investors and refinancers in September 2023

With no movement from the Reserve Bank of Australia (RBA) on the cash rate this month, why aren’t Australian homeowners and investors breathing a sigh of relief? Some of Australia’s biggest banks have been hiking their home loan interest rates out of cycle from the RBA, making refinancing more challenging.

Is it good to apply for a personal loan online?

Personal loans are available from retail banks and mutual banks, but also from specialised online-only lenders. Because these lenders often have lower ongoing costs, they may be able to offer more competitive personal loans than their big bank rivals. It’s still essential to compare personal loans before you apply, to make sure you’re making the best choice to suit your needs.

Why is it important to have landlord home insurance?

After purchasing your property, you’ve decided to rent it out and use it as an investment. But what happens if your tenant stops paying rent, or damages your property? Is there any way to protect your investment?

How to get a car loan and increase your chances of being approved

Applying for a car loan can sometimes be more overwhelming than buying the car itself, with all the research and paperwork involved. And even once you’re ready to apply for a car loan, there’s no guarantee that your application for car finance will be approved.

House prices bounce back - what does this mean for first home buyers?

Australia’s housing market may be recovering from its recent downturns, thanks to rising home values and more housing stock. Higher house prices could prove challenging for some first home buyers to overcome, though it’s possible the recovery could stall later in the year.

How do you file a home insurance claim for flooding?

Natural disasters are a fact of life in Australia, though they still take many of us by surprise. If you’ve been affected by storms and flooding, you’ll want to quickly find out what’s covered by your insurance so you can make a claim.

How to improve your chances of getting approved for a home loan

Unfortunately, many home loan applications are rejected for avoidable reasons, such as  unusually high living expenses, or providing incorrect documentation. Understanding what may lead to your home loan application’s rejection may help you to increase your home loan’s approval chances.